Clear Finance Today is committed to protecting your privacy and ensuring the security of your personal information.

ONLINE PRIVACY POLICY AGREEMENT

Clear Finance Today, Inc. (Clear Finance Today) is committed to safeguarding the privacy of our users. This Privacy Policy (“Policy”) explains how we collect, use, and protect your personal information when you visit our website or use our online services. Our Policy is designed to comply with privacy standards and to demonstrate our commitment to protecting your privacy.

Changes to This Policy

We may update this Policy from time to time. To stay informed of any changes, please visit this page regularly. If we decide to use your personal information in a manner significantly different from what was stated at the time of collection, we will notify you via email. You will have the option to consent to or opt out of such new uses of your information.

Scope of This Policy

This Policy applies to Clear Finance Today and governs the collection and use of data by us. By using our website, you consent to the practices described in this Policy.

Please be aware that this Policy does not cover the practices of other companies or individuals not controlled by Clear Finance Today. We encourage you to review the privacy policies of any third-party sites you visit.

Information We Collect

You can choose whether to provide us with personally identifiable information. However, if you choose not to provide certain information, we may not be able to register you as a user or provide you with our products or services.

We may also collect non-personal, anonymous demographic information such as age, gender, and IP address. This information helps us improve our services and tailor them to your needs

SMS Communications and Consent

Clear Finance Today offers SMS text message notifications and communications to provide updates about your account, service information, and promotional content. We send approximately 5,000 messages per month to our users who have explicitly opted in to receive such communications.

When you provide your mobile phone number and consent to receive SMS communications:

• You expressly consent to receive SMS messages from Clear Finance Today, including messages sent using an automatic telephone dialing system.
• You confirm that you are the owner or authorized user of the mobile device you registered.
• You understand that message and data rates may apply based on your mobile carrier plan.
• You acknowledge that consent is not required as a condition of purchasing any goods or services.

You may opt-in to receive SMS communications through various methods, including:

• Checking the SMS consent box on our website forms
• Texting a specific keyword to our designated number
• Providing verbal consent during a phone conversation with our representatives (which will be documented)
• Signing a written consent form

All opt-in methods include clear disclosure of:

• The types of SMS messages you will receive
• Approximate message frequency (typically 2-4 messages per month)
• Instructions for opting out
• A link to this Privacy Policy and our Terms of Service

Examples of SMS messages we may send include:

• Account updates and notifications
• Appointment reminders and confirmations
• Financial service information and updates
• Promotional offers and information about our services
• Debt management tips and resourcesPurpose of Data Collection and RetentionWe collect data for several purposes:
  • To understand your needs and provide the services you request.
  • To improve our services and products.
  • To send promotional emails, with your consent.
  • To conduct surveys or market research, with your consent.
  • To customize our website based on your preferences.
  We retain your data only for as long as necessary, based on factors such as relevance, legal requirements, and our legitimate business interests.Use of Collected InformationClear Finance Today does not sell, rent, or lease customer lists to third parties. SMS Consent will not be shared, sold or disclosed with any third party or any other individual.We may use your personal information to operate our website, deliver services, and inform you about other products and services that may interest you. We may also contact you for surveys and research.If you have provided consent to receive SMS communications, we will use your mobile phone number to send you:
  • Transactional messages related to your account and services
  • Informational messages about our financial services and solutions
  • Promotional messages about special offers and opportunities
  All SMS communications are managed through our secure CRM system, which maintains records of your consent and messaging history in compliance with applicable regulations.Disclosure of InformationWe may disclose your personal information:
  • As necessary to provide services or products you have ordered;
  • In other ways described in this Policy or to which you have otherwise consented;
  • In the aggregate with other information in such a way so that your identity cannot reasonably be determined;
  • As required by law, or in response to a subpoena or search warrant;
  • To outside auditors who have agreed to keep the information confidential;
  • As necessary to enforce the Terms of Service;
  • As necessary to maintain, safeguard and preserve all the rights and property of Clear Transport LLC.
  SMS Consent will not be shared, sold or disclosed with any third party or any other individual.Non-Marketing CommunicationsWe respect your privacy and will contact you only for non-marketing purposes, such as security alerts or changes to our services. We may use public channels to post important notices.Children’s PrivacyOur website is not directed at children under 13. If we discover that we have collected personal information from a child under 13, we will take steps to delete it promptly or obtain parental consent.Opt-OutYou may opt out of receiving communications from us by emailing support@clearfinancetoday.com. For third-party websites, you must visit their specific sites to opt out.SMS Opt-Out ProceduresYou may opt out of receiving SMS communications from Clear Finance Today at any time by:
  • Replying “STOP” to any text message you receive from us
  • Contacting our customer support at support@clearfinancetoday.com or 832-793-3194
  • Updating your communication preferences in your account settings
  After opting out, you will receive one final message confirming your opt-out request. If you change your mind, you can opt back in by following our standard opt-in procedures.For help or support with SMS messages, reply “HELP” to any message you receive from us, or contact our customer support team.Links to Other WebsitesOur website may contain links to other sites. We are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party sites you visit.Notice to European Union UsersClear Finance Today operates primarily in the United States. If you provide information, it will be transferred to and processed in the U.S. By providing personal information, you consent to its transfer and use as described in this Policy.SecurityWe take measures to protect your information. Sensitive data is encrypted and transmitted securely. We also safeguard information offline, with access limited to authorized employees only.Acceptance of TermsBy using our website, you accept the terms of this Privacy Policy. If you do not agree with our terms, please discontinue use of our site. Continued use following updates to this Policy means you accept the changes.Contact UsFor any questions or concerns regarding this Privacy Policy, please contact us: